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No Bull Home Loans
No Middleman Equals Better Rates for Our Clients
Year Fixed Conv. Loan

2.500% | 2.656% APR

Low monthly payments that never change.

Year Fixed Conv. Loan

2.125% | 2.288% APR

Stable monthly payments on a shorter term saving thousands of $$$ in interest.

Year FHA Loan

2.250% | 2.381% APR

Low downpayment requirement to go along with low monthly payments.  Great for first-time homebuyers.

Year VA Loan

2.250% | 2.390% APR

Low fixed rate benefit for members of the military.

Rates current as of 10/21/2020 at 09:34 AM

Welcome to FirstTrust Home Loans

My name is Kevin Whatley, National Sales Manager, for FirstTrust Home Loans, a full-function, independent mortgage bank (not a broker) in business since 2003. I want to thank you for stopping by our website. Located in the heart of the Dallas-Fort Worth Metroplex in Flower Mound, Texas, we are able to serve the needs of Texans across our great state in addition to families in neighboring states, as well.

I have closed over $1 billion in mortgage loans since I began my career in 1995, and hold the designation of Certified Mortgage Planning Specialist (less than 1% of mortgage professionals can say this). As a client-focused, debt-free company, FirstTrust Home Loans is able to focus on providing the best rate for our customers while offering the best solutions by being trusted advisors.

Choosing a mortgage lender is a major decision, and we take our jobs as lending professionals very seriously. Please consider us for an opportunity to earn your business.

Client Reviews
What is Your Why?
Create memories
Build Equity
Raise a family
Stabilize Your housing costs
Be Proud of where you live
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Tell Us Your Story

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

What are your goals? Everyone is unique, request your personalized rates and fees.
Fresh from the blog
11Sep 20
Getting Keys

FHA Single Unit Condo Approval

FHA condominiums that are "approved" by the Federal Housing Administration (FHA) are eligible for an FHA Home Loan. The FHA provides an easy to use condo lookup tool that lists the FHA approved condos.…

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